Connecticut Fair Housing Center, Inc.
221 Main St
Hartford CT 06106-1890
Contact Information
Address 221 Main St
Hartford, CT 06106-1890
Telephone (860) 247-4400 x
Fax 860-247-4236
E-mail info@ctfairhousing.org
Web and Social Media
Mission
The mission of the Connecticut Fair Housing Center is to ensure that all people have equal access to housing opportunities in Connecticut, free from discrimination.
At A Glance
Year of Incorporation 1996
Organization's type of tax exempt status Public Supported Charity
Leadership
CEO/Executive Director Erin Kemple
Board Chair Christian Sager
Board Chair Company Affiliation Travelers
Financial Summary
Revenue vs Expenses Bar Graph - All Years
Statements
Mission The mission of the Connecticut Fair Housing Center is to ensure that all people have equal access to housing opportunities in Connecticut, free from discrimination.
Background

Since 1994, the Connecticut Fair Housing Center has provided no-cost investigative and legal services to residents who believe they have been the victims of housing discrimination. The Center also has provided education and conducted outreach on fair housing and fair lending issues throughout Connecticut, educating residents, housing providers, local officials, and others. In addition, the Center has worked with the State of Connecticut, municipalities, housing developers, housing managers, and others to promote compliance with federal fair housing laws.

In 2008, in response to complaints from minority homeowners in what would eventually become a nationwide housing crisis, the Center began expanding its work to include foreclosure prevention, anti-predatory lending, and fair lending efforts, including legal services, education, and advocacy.

The Center has also conducted research in collaboration with partners across the state and nation to analyze levels of housing segregation, access to opportunity, systemic housing discrimination, and related issues.  

Impact
The reach and impact of the Connecticut Fair Housing Center’s work continued to expand in 2016. The number of calls the Center received and responded to rose by 115% compared with 2015, due in large part to the staff’s coordinated efforts to increase the Center’s visibility and make its services available to all who need its help. The fair housing staff worked closely with the foreclosure prevention staff to address fair housing issues that arose while fighting foreclosures. The foreclosure prevention staff launched new efforts to address lending discrimination, and all staff stepped up efforts to provide information on the fair housing, fair lending and foreclosure prevention laws to individuals seeking housing, housing providers, and our State and local government partners.
The Center’s work in the past year built on the work that was begun in 2015. Distribution of the Center’s Moving Forward Renters’ Guide, which helps people understand and utilize their fair housing rights, was expanded from an effort focusing on Greater Hartford to one that now reaches every municipality in Connecticut.  In 2017, the Center will publish a Moving Forward Guide for Homebuyers and translate its existing rental guide into two additional languages.
 
In the Center’s fair housing enforcement work, the staff built on the results of its three-year investigation into Connecticut’s rental and sales markets to expand investigation and enforcement efforts into new communities. Unfortunately, the results of the Center’s 2016 systemic investigations show there is much work that needs to be done. The Center receives very few complaints alleging race or national origin discrimination—just 7% of all complaints received. Yet 70% of the systemic investigations completed in 2016 revealed some evidence of race or national origin discrimination. The Center’s work in 2017 will further investigate the extent to which race and national origin discrimination continues in Connecticut even though the victims fail to report it.
 
The Center’s foreclosure prevention team continued to file complaints against lenders and servicers who have improperly foreclosed on individuals. New reports of foreclosure activity in early 2017 show that Connecticut’s foreclosure rates continue to climb. The high demand for individual client service in foreclosure actions has not stopped the foreclosure prevention unit from investigating systemic mortgage lending discrimination. As the lending market continues to rebound, the Center is dedicated to ensuring that the discrimination and redlining practices which have prevented many people of color in Connecticut from obtaining loans do not rebound as well.
Needs
The Center's staff and Board of Directors have built a solid foundation for the sustainability of our organization in recent years.  However, we continue to seek new funding sources to diversify our revenue stream and are working to engage our Board in increased individual fundraising efforts.  Another challenge is that our current office space is no longer working well for the organization - it is at full capacity, it is outdated, and it has extremely limited conference/meeting space.  Because of these issues, we have been exploring new office space for the past two years, but so far have not found a space that will meet all of our needs and fit within our budget.
CEO Statement
Decades of research have proven that place matters.  Where we live determines our access to quality schools, good jobs, healthcare, healthy food and outdoor space, and other opportunities.  Unfortunately, discrimination - both at the individual and systemic levels - continues to prevent too many Connecticut residents from living where they choose. 
 
For over 20 years, the Connecticut Fair Housing Center has worked to fight housing discrimination in all its forms and promote more integrated, inclusive communities of opportunity across the state.  
 
The Center is the only full-service nonprofit fair housing organization serving the entire state of Connecticut. We are also the only nonprofit in Connecticut providing no-cost legal services and representation to homeowners facing foreclosure.  Through our twenty years of experience in this field, we have become the foremost experts on fair housing and fair lending issues in the state, and often lend this expertise to local officials (i.e., zoning & town development officials, local fair housing officers), State officials, housing providers, social service providers, real estate professionals, and others to help improve understanding of and compliance with the fair housing laws.  We also educate thousands of Connecticut residents each year about their fair housing rights through trainings and workshops, participation in community events, and our unique, award-winning guides and publications. 
 
In recent years, the Center has successfully worked to diversify its funding stream so that the future of our work is not dependent on any single type of funding.  We have also built up a healthy reserve fund to sustain us through difficult times.  However, the Center’s staff, Board of Directors, and supporters are concerned about the future. The newly elected administration is dedicated to reducing the size of government. This may mean that our clients will lose housing vouchers, access to public housing, or other public benefits which allow them to remain in their homes. It may also mean that some of the Center’s funding sources will be reduced or eliminated at a time when our work is more important than ever. The Center stands ready to meet these challenges, but will need the help of you, our supporters. As you read about our work and accomplishments, it is our hope that you will be inspired to join us in the fight for fair housing in Connecticut this year and beyond.
 
Erin Kemple, Executive Director
Service Categories
Primary Organization Category Crime & Legal - Related / Legal Services
Secondary Organization Category Civil Rights, Social Action, Advocacy / Civil Rights
Areas Served
State wide
Programs
Description
Free investigative and legal services (including representation if needed) to Connecticut residents who believe they have experienced housing discrimination.  We investigate housing discrimination claims and, if meritorious, intervene through both legal and non-legal means with the ultimate goal of opening up access to housing for members of the protected classes.
(The "protected classes" under federal and State fair housing laws are race, color, national origin, sex, ancestry, religion, family status or presence of children, mental or physical disability, marital status, age, sexual orientation, legal source of income (i.e. section 8), gender identity or expression).
Population Served General/Unspecified / Poor,Economically Disadvantaged,Indigent /
Program is linked to organization’s mission and strategy Yes
Program is frequently assessed based on predetermined program goals Yes
Description Since the housing crisis of 2008 revealed that people and communities of color were disproportionately impacted by the foreclosure crisis and unfair lending and mortgage servicing practices, the Center made foreclosure prevention a part of its mission. We provide no-cost legal assistance and representation to homeowners facing foreclosure across Connecticut.  We also host foreclosure prevention clinics across the state, staff "attorney for a day" tables at courthouses to provide brief advice and counseling to homeowners, and publish a self-representation guide for people facing foreclosure in order to empower homeowners with a better understanding of their rights during the foreclosure process so that they can successfully represent themselves when possible. 
Population Served Adults / /
Program is linked to organization’s mission and strategy Yes
Program is frequently assessed based on predetermined program goals Yes
Description The Center provides statewide education and outreach on the fair housing laws to educate residents, municipal leaders, housing providers, and policymakers about fair housing rights and responsibilities. Research shows that the vast majority of people who experience housing discrimination do not report it, often because of a lack of understanding of either fair housing rights or where to turn for help.  In addition, our own experience has shown that there remains a great deal of misunderstanding among housing providers, landlords, zoning and development officials, and other key stakeholders about the fair housing laws, the history of housing discrimination, and related issues.  By educating residents as well as housing stakeholders, we are working to increase understanding of fair housing rights and compliance with the fair housing laws.
Population Served General/Unspecified / /
Program is linked to organization’s mission and strategy Yes
Program is frequently assessed based on predetermined program goals Yes
Short Term SuccessHelpOrganizations describe near term achievement(s) or improvement(s) that will result from this program. This may represent immediate outcomes occurring as a result of the end of a session or service. In 2016, we trained over 1,400 people on the fair housing laws, reached more than 4,000 Connecticut residents at fairs, festivals, conferences, and other events throughout the state, and distributed nearly 10,000 of our educational guides, brochures and other publications.
CEO/Executive Director
Erin Kemple
Term Start June 2003
Email erin@ctfairhousing.org
Experience
Erin Kemple has worked to protect the rights of people of color and low-income communities for nearly three decades. In 1985, she was admitted to legal practice in Massachusetts, where she specialized in representing low income individuals and families with housing and benefits complaints. She spent 14 years as founder, legal director and executive director of the Housing Discrimination Project, a private fair housing organization serving all of central and western Massachusetts.
Since 2003, Ms. Kemple has served as Executive Director of the Connecticut Fair Housing Center. While at the Center, she has advised state and local officials regarding the implementation of fair housing plans to overcome those impediments. Ms. Kemple is a graduate of Suffolk University Law School and the College of the Holy Cross.
Staff
Number of Full Time Staff 14
Number of Part Time Staff 1
Number of Volunteers 16
Staff Retention Rate 93%
Staff Demographics - Ethnicity
African American/Black 0
Asian American/Pacific Islander 0
Caucasian 11
Hispanic/Latino 3
Native American/American Indian 0
Other 1 Multiracial
Staff Demographics - Gender
Male 5
Female 10
Unspecified 0
Formal Evaluations
CEO Formal Evaluation Yes
CEO/Executive Formal Evaluation Frequency Annually
Senior Management Formal Evaluation Yes
Senior Management Formal Evaluation Frequency Annually
Non Management Formal Evaluation Yes
Non Management Formal Evaluation Frequency Annually
Board Chair
Christian Sager
Company Affiliation Travelers
Term June 2017 to June 2019
Board of Directors
NameAffiliation
Jasmine Alcantara JLA Group
Jon Bauer University of Connecticut School of Law
Dr. William Clark Strive
Anna Dumais The Hartford
Nilda Havrilla Connecticut Legal Services
Nancy Hronek Greater Hartford Legal Aid
Ali Muhammad Husnain Aetna
Barris Malcolm University of Connecticut School of Social Work
Nara Mijid CT Center for Innovative Entrepreneurs
Andraya Pulaski Day Pitney, LLP
Christian Sager Travelers
Abena Sarpong Aetna
Earl Stallings Merrill Lynch, Pierce, Fenner, & Smith, Inc.
Shelley White New Haven Legal Assistance
Board Demographics - Ethnicity
African American/Black 4
Asian American/Pacific Islander 3
Caucasian 6
Hispanic/Latino 1
Native American/American Indian 0
Other 0 0
Board Demographics - Gender
Male 6
Female 8
Unspecified 0
Governance
Board Term Lengths 2
Board Term Limits 3
Written Board Selection Criteria Yes
Written Conflict of Interest Policy Yes
Percentage Making Monetary Contributions 100%
Constituency Includes Client Representation No
Standing Committees
Development / Fund Development / Fund Raising / Grant Writing / Major Gifts
Executive
Finance
Board Development / Board Orientation
 
 
Financials
Fiscal Year Start Jan 01 2017
Fiscal Year End Dec 31 2017
Projected Revenue $1,705,279.00
Projected Expenses $1,797,377.00
Credit Line Yes
Reserve Fund Yes
Detailed Financials
Prior Three Years Revenue Sources ChartHelpThe financial analysis involves a comparison of the IRS Form 990 and the audit report (when available) and revenue sources may not sum to total based on reconciliation differences. Revenue from foundations and corporations may include individual contributions when not itemized separately.
Fiscal Year201620152014
Foundation and
Corporation Contributions
$92,452$474,716$320,313
Government Contributions$1,614,932$1,138,576$1,150,896
Federal------
State------
Local------
Unspecified$1,614,932$1,138,576$1,150,896
Individual Contributions------
------
$315,283$314,576$187,859
Investment Income, Net of Losses$5,167$2,731($4,681)
Membership Dues------
Special Events$33,671$3,115$7,047
Revenue In-Kind------
Other($16,923)$16,626$12,020
Prior Three Years Expense Allocations Chart
Fiscal Year201620152014
Program Expense$1,648,794$1,622,812$1,449,968
Administration Expense$139,598$132,156$81,568
Fundraising Expense$6,431$32,400$26,294
Payments to Affiliates------
Total Revenue/Total Expenses1.141.091.07
Program Expense/Total Expenses92%91%93%
Fundraising Expense/Contributed Revenue0%2%2%
Prior Three Years Assets and Liabilities Chart
Fiscal Year201620152014
Total Assets$1,440,566$1,167,285$873,852
Current Assets$1,012,770$753,933$837,454
Long-Term Liabilities$106,234----
Current Liabilities$167,220$276,530$137,595
Total Net Assets$1,167,112$890,755$736,257
Prior Three Years Top Three Funding Sources
Fiscal Year201620152014
Top Funding Source & Dollar AmountUS Dept. of Housing and Urban Development $846,666US Dept. of Housing and Urban Development $450,000US Dept. of Housing and Urban Development $626,781
Second Highest Funding Source & Dollar AmountConnecticut Dept. of Housing $670,000Connecticut Dept. of Housing $670,000Connecticut Dept. of Housing $670,000
Third Highest Funding Source & Dollar AmountConnecticut Bar Foundation $116,307Connecticut Bar Foundation $165,861Connecticut Bar Foundation $144,656
Solvency
Short Term Solvency
Fiscal Year201620152014
Current Ratio: Current Assets/Current Liabilities6.062.736.09
Long Term Solvency
Fiscal Year201620152014
Long-Term Liabilities/Total Assets7%0%0%
Capitial Campaign
Currently in a Capital Campaign? No
Comments
Foundation Staff Comments
Financial information is input by Foundation staff directly from the organization’s IRS Form 990, audited financial statements or other financial documents approved by the nonprofit’s board. The Foundation has not audited the organization’s financial statements or tax filings, and makes no representations or warranties thereon.
 
This profile has been read by Foundation staff and the organization has completed the fields required by The Community Foundation and updated their profile in the last year. To see if the organization has received a competitive grant from The Foundation then please go to Statement & Search Criteria Section of the profile.
Address 221 Main St
Hartford, CT 061061890
Primary Phone 860 247-4400
Contact Email info@ctfairhousing.org
CEO/Executive Director Erin Kemple
Board Chair Christian Sager
Board Chair Company Affiliation Travelers

 

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